The Mortgage Program for Costco Members
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Our Lenders

Our Lenders

Lender Info:

Axos Bank formerly known as Bank of Internet USA
4350 La Jolla Village Dr. Suite 140
San Diego, California 92122

Lender Message:

Home financing, evolved.
Born digital in 1999, we’re one of America’s most experienced online banks. Benefit from state-of-the-art technology and a streamlined customer experience.

A mortgage as personal as your home.
We offer a broad range of mortgage solutions designed to meet the needs of all types of borrowers including first-time homebuyers, seasoned purchasers and homeowners looking to refinance. Whatever your goal, one of our experience mortgage professionals will help you explore your options and find a mortgage that fits your needs.

As a participating lender in the Mortgage Program for Costco Members, we bring you exclusive savings opportunities. Industry-leading low mortgage rates. Flexible underwriting. Passionate mortgage consultants. Mortgage options include Conventional, FHA, VA, Jumbo and customized portfolio loans.

Technology-driven services
A legacy of challenging the status quo. Our digital business model allows us to pass the savings on to our customers.

Axos Bank is FDIC insured and an Equal Housing Lender.

NYSE: AX
NMLS #524995

Lender Info:

PennyMac Loan Services, LLC
3043 Townsgate Rd, Suite 200
Westlake Village, CA 91361

Lender Message:

As a top direct national mortgage lender, PennyMac is committed to providing its customers with a range of innovative solutions to help them purchase, refinance or simply remain in their homes. Whether they’re first-time buyers who are new to the loan process or someone who is specifically seeking a competitive Conventional, FHA or VA loan, PennyMac is dedicated to offering great rates and unparalleled service.

Being an online mortgage lender means that PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products. The company’s licensed loan officers undergo extensive education, testing and training to help customers through the origination process every step of the way.

Since being founded in 2008 by a team of mortgage industry veterans, PennyMac has sought to restore Americans’ trust in home ownership by improving the quality and consistency of the mortgage experience. To date, the company has serviced more than a million loans.

Lender Info:

ConsumerDirect Mortgage
220 Congress Park Drive, STE 140
Delray Beach, FL 33445

Lender Message:

ConsumerDirect Mortgage, A Division of FirstBank (NYSE: FBK), is a national direct to consumer mortgage lender specializing in low cost online mortgage lending. We are FDIC insured, direct Fannie Mae and Freddie Mac Seller Servicers and HUD Approved Direct Lenders. Our promise is to offer our customers the lowest total cost loan package possible on Conventional, FHA, VA and Jumbo purchase and refinance transactions, while retaining superior service and response times.

ConsumerDirect Mortgage, A Division of FirstBank is an Equal Housing Lender.

NMLS #790396

Lender Info:

J.G. Wentworth Home Lending, LLC
3350 Commission Court
Woodbridge, Virginia 22192
jgwentworth.com

Lender Message:

J.G. Wentworth Home Lending, LLC, a residential mortgage banking company, offers options which help our customers to make informed decisions regarding home loans. Using a common sense approach, competitive rates and attention to customer service, J.G. Wentworth delivers a refreshing home loan experience.

NMLS #2925

Lender Info:

eRates Mortgage
6230 Fairview Road, Suite 425
Charlotte, NC 28210

Lender Message:

eRates Mortgage is a direct lender that has been delivering superior rates and exceptional customer service for over 20 years. As an approved seller/servicer for Fannie Mae, Freddie Mac, and a HUD and VA approved lender, we have a wide array of products to suit your needs. We leverage our experienced mortgage team with today’s technology and pass our cost savings on to you the customer.

NMLS #1071

Lender Info:

Berkshire Bank
One Tower Center, Floor #18
New Brunswick, New Jersey 08816

Lender Message:

Life is Exciting. Let us help.

We want to be America’s Most Exciting Bank for our customers, which means we strive to work with great people, create a great culture, and strive to be the best home lending team available one you can count on.

Our Culture

Berkshire Bank is a portfolio and direct lender without the need of outside warehouse line constraints. We believe that our “RIGHT” core values, Respect, Integrity, Guts, Having fun and Team work sets us apart.

This advantage, in combination with an experienced team of loan officers and operations personnel enables the process to be simplified for you.

Right Lending Products for Your Needs

We offer loan products available through Fannie/Freddie, Government Insured and State Programs in addition we also offer a suite of portfolio products through Berkshire Bank which we retain and service.

Berkshire Bank is an in-house Direct Endorsed Lender for FHA. We also offer VA, USDA, FHA Reverse, State Housing, Home Path, HARP and more. We feel our programs and pricing are highly competitive in the marketplace. Let us help you achieve your dreams and goals.

Berkshire Bank is an Equal Housing Lender.

NMLS #506896

Lender Info:

First Choice Loan Services
One Tower Center, Floor #18
East Brunswick, New Jersey 08816

Lender Message:

Established as a boutique lender, First Choice Loan Services Inc., a Berkshire Bank Company is headquartered in East Brunswick, NJ. The company currently has locations in 6 states and is exempt, licensed to lend or registered as required in almost every state. Since formed in 2009, First Choice Loan Services Inc. has more than doubled in size, now having a team of close to 500 members and producing $2.4 billion annually.

First Choice Loan Services Inc. provides a wide range of mortgage products including FHA and VA loans, fixed and adjustable rate mortgages, refinancing options, and Jumbo loans. We are an approved Seller/Servicer for Fannie Mae and Freddie Mac and a HUD-approved lender.

Through clear communication and dedicated service, our experienced mortgage professionals along with our outstanding operations team offer knowledgeable support and provide a timely, efficient and excellent loan process for our customers and referrals partners. First Choice Loan Services Inc. is committed to providing customized mortgage options that best help our homebuyers meet their specific long-term financial goals.

First Choice Loan Services Inc. is an Equal Housing Lender.

NMLS #210764

Lender Info:

NBKC Bank
10700 Nall Avenue
Overland Park, Kansas 66211

Lender Message:

NBKC Bank customers spark ideas. They give us feedback and help us create the kind of company that consistently provides an exceptional customer experience.

So, along with our competitive mortgage rates, our national ranking as a top mortgage lender* and the fact that we fund FHA, VA and conventional loans in all 50 states, we’re committed to providing an exceptional mortgage experience – every single time.

“Top 50” lender ranking by Mortgage Executive Magazine; Member FDIC Equal Housing Lender

NMLS #409631

Penny Mac

pennymac

 

 

Lender Info:
PennyMac Loan Services, LLC
3043 Townsgate Rd, Suite 200
Westlake Village, CA 91361

Lender Message:
Who is PennyMac Loan Services, LLC?

As a top direct national mortgage lender, PennyMac is committed to providing its customers with a range of innovative solutions to help them purchase, refinance or simply remain in their homes. Whether they’re first-time buyers who are new to the loan process or someone who is specifically seeking a competitive Conventional, FHA or VA loan, PennyMac is dedicated to offering great rates and unparalleled service.

Being an online mortgage lender means that PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products. The company’s licensed loan officers undergo extensive education, testing and training to help customers through the origination process every step of the way.

Since being founded in 2008 by a team of mortgage industry veterans, PennyMac has sought to restore Americans’ trust in home ownership by improving the quality and consistency of the mortgage experience. To date, the company has serviced more than a million loans.

NMLS #35953

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Bank Of Internet USA

bankinternet

 

 

Lender Info:
Bank of Internet, USA
4350 La Jolla Village Dr. Suite 140
San Diego, California 92122

Lender Message:
FDIC insured and publicly traded (NASDAQ:BOFI), Bank of Internet USA, A division of BofI Federal Bank offers traditional mortgage services entirely over the Internet, without making you pay for the cost of a branch network.

With Bank of Internet you get the benefits of a reliable and stable national direct lender and experienced mortgage specialist dedicated to helping you find a solution that is right for you.

We respectfully invite you to inquire about your mortgage needs so that you can experience what sets us apart from our competition.

Headquartered in San Diego, California, BofI Federal Bank has been providing service to customers throughout the United States since 2000.

NMLS #524995

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Berkshire

homebridge

 

 

Lender Info:
Life is Exciting. Let us help.

We want to be America’s Most Exciting Bank for our customers, which means we strive to work with great people, create a great culture, and strive to be the best home lending team available… one you can count on.

Our Culture

Berkshire Bank is a portfolio and direct lender without the need of outside warehouse line constraints. We believe that our “RIGHT” core values, Respect, Integrity, Guts, Having fun and Team work sets us apart.

This advantage, in combination with an experienced team of loan officers and operations personnel enables the process to be simplified for you.

Right Lending Products for Your Needs
We offer loan products available through Fannie/Freddie, Government Insured and State Programs in addition we also offer a suite of portfolio products through Berkshire Bank which we retain and service.

Berkshire Bank is an in-house Direct Endorsed Lender for FHA. We also offer VA, USDA, FHA Reverse, State Housing, Home Path, HARP and more. We feel our programs and pricing are highly competitive in the marketplace. Let us help you achieve your dreams and goals.

Berkshire Bank is an Equal Housing Lender. (NMLS# 506896)

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First Choice

firstchoice

 

 

Lender Info:
First Choice Loan Services
One Tower Center, Floor #18
East Brunswick, New Jersey 08816

Lender Message:
Established as a boutique lender, First Choice Loan Services Inc., a Berkshire Bank Company is headquartered in East Brunswick, NJ. The company currently has locations in 6 states and is exempt, licensed to lend or registered as required in almost every state. Since formed in 2009, First Choice Loan Services Inc. has more than doubled in size, now having a team of close to 500 members and producing $2.4 billion annually.

First Choice Loan Services Inc. provides a wide range of mortgage products including FHA and VA loans, fixed and adjustable rate mortgages, refinancing options, Jumbo loans, and renovation mortgages. We are an approved Seller/Servicer for Fannie Mae and Freddie Mac and a HUD-approved lender.

Through clear communication and dedicated service, our experienced mortgage professionals along with our outstanding operations team offer knowledgeable support and provide a timely, efficient and excellent loan process for our customers and referrals partners. First Choice Loan Services Inc. is committed to providing customized mortgage options that best help our homebuyers meet their specific long-term financial goals.

First Choice Loan Services Inc. is an Equal Housing Lender.

NMLS # 210764

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Cap West Mortgage

cap-west

 

 


Lender Info:
CapWest Home Loans is a division of HomeBridge Financial Services, Inc., one of the nation’s largest independent residential retail lenders. We approve and close loans in-house which gives us greater control over your transaction and allows us the opportunity to fund loans other lenders might deny in today’s challenging regulatory market.

As an entrepreneurial company investing heavily in technology, we are growing at a time when other lenders are shrinking and closing.

We look forward to serving you!

NMLS #6521

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ConsumerDirect Mortgages

wyndham

 

 

Lender Info:
ConsumerDirect Mortgage, A Division of FirstBank (NYSE: FBK), is a national direct to consumer mortgage lender specializing in low cost online mortgage lending. We are FDIC insured, direct Fannie Mae and Freddie Mac Seller Servicers and HUD Approved Direct Lenders. Our promise is to offer our customers the lowest total cost loan package possible on Conventional, FHA, VA and Jumbo purchase and refinance transactions, while retaining superior service and response times.

ConsumerDirect Mortgage, A Division of FirstBank is an Equal Housing Lender.

NMLS #790396

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National Bank

NBKC Bank

 

 

 

Lender Info:
NBKC Bank
10700 Nall Avenue
Overland Park, Kansas 66211

Lender Message:
NBKC Bank customers spark ideas. They give us feedback and help us create the kind of company that consistently provides an exceptional customer experience.

So, along with our competitive mortgage rates, our national ranking as a top mortgage lender* and the fact that we fund FHA, VA and conventional loans in all 50 states, we’re committed to providing an exceptional mortgage experience – every single time.

“Top 50” lender ranking by Mortgage Executive Magazine; Member FDIC Equal Housing Lender

NMLS #409631

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JG Wentworth Home Lending

jgw_logo

 

 

Lender Info:
J.G. Wentworth Home Lending, LLC
3350 Commission Court
Woodbridge, Virginia 22192
jgwentworth.com

Lender Message:
J.G. Wentworth Home Lending, LLC, a residential mortgage banking company, offers options which help our customers to make informed decisions regarding home loans. Using a common sense approach, competitive rates and attention to customer service, J.G. Wentworth delivers a refreshing home loan experience.

NMLS #2925

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eRates Mortgage

eRates

 

 

 

Lender Info:
eRates Mortgage
6230 Fairview Road, Suite 425
Charlotte, NC 28210

Lender Message:
eRates Mortgage is a direct lender that has been delivering superior rates and exceptional customer service for over 20 years. As an approved seller/servicer for Fannie Mae, Freddie Mac, and a HUD and VA approved lender, we have a wide array of products to suit your needs. We leverage our experienced mortgage team with today’s technology and pass our cost savings on to you the customer.
NMLS# 1071

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